Home Loans starting at 8.35%* Interest Rates.

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650+

DISTRICTS

70+

LENDING PARTNERS

1,50,000+

Families Served

30,000 CR+

Applications Processed

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EMI Calculator

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Loan EMI

Total Interest Payable

Total Payment
(Principal + Interest)

How it Works

Get your loan disbursed into your bank account in 4 simple steps.

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Compare and choose from multiple pre-qualified loan offers tailored for your credit profile.

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Compare and choose from multiple pre-qualified loan offers tailored for your credit profile.

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Get the approved loan amount disbursed to your bank account.

Why Dr Financewala?

Choose the best offer from 70+ RBI-approved lenders. Get the funds you need precisely when you need them, with quick disbursal and seamless application.

Instant Loan Approval

Not months, not weeks, get your loan request approved in 3 days.
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Super fast Processing | No Collateral | Fair Interest Rates

Paperless Process

No documentation, no lengthy forms to fill out, just a paperless process.
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Super fast Processing | No Collateral | Fair Interest Rates

Zero Collateral Required

Unsecured loans, no need to submit collateral and property for security.
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Super fast Processing | No Collateral | Fair Interest Rates

Rating & Reviews

The results speak for themselves, see our reviews from happy users
Sanjeev Qureshi
Sanjeev Qureshi
Government Employee
Loan disbursement in less than 24 hours is not what I had expected but this is amazing. Thank you very much, Indialends team.
Viransh Pandey
Viransh Pandey
Private Employee
My loan got disbursed in 3 days. It was the first time I applied through India lends and it was an excellent experience. Fastest service in comparison to all the loans I have taken till date.
Garima Singhal
Garima Singhal
I visited Drfinancewala's website, and their executive helped me throughout my loan disburssment process from MoneyView.
Prakul Mishra
Prakul Mishra
Highly satisfied with overall loan disbursement experience. Haven't seen any platform giving so many choices to cater the financial needs. Highly recommended!

Dr Financewala through it’s partner lenders offers a flexible repayment period of 6 months to 60 months. Customer can avail a personal loan from Rs 10,000 onwards. The annualized reducing interest rate ranges from 10.25% to 29.99% depending on the customer’s credit profile, and lender policy.

Representative example APR calculation: Rs.1 Lakh loan availed at interest rate of 12% with processing fee of Rs.1,000 for a tenure of 60 months. Total interest payable by customer will be Rs.33,467 and monthly EMI will be Rs.2,224.

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Frequently Asked Questions

A home loan is a type of a secured loan that is availed by a user from financial institutions to purchase a house. A house loan is repaid by paying regular equated monthly installments (EMI) which includes of a part of the principal taken as a loan and the interest accrued.
Dr. Financewala provides home loans starting at an interest of 8.65% p.a. It offers home loan tenure as long as 30 years and maximum loan can be up to 75% of property’s cost.
As per sections 80C, 24(b) and 80EEA of the Income Tax Act, you are eligible to receive tax benefits on repayment of home loan principal and interest of your home Loan. Please consult your tax advisor for details.
Yes, based on your income eligibility, we can offer you PNI (Property Not Identified) Sanction Letter for your home loan. You can identify the property you need to buy based on this document. The final sanction of your home loan will be based on the assessment of the identified property. However, if the property is under construction, kindly speak to your assigned sales manager for acceptability.

The following types of home loans are provided in India by Housing Finance Institutions:

  • Home Construction Loan
  • Home Loan for Plot Purchase and Construction
  • Home Extension Loan
  • Home Renovation Loan
  • Construction Finance
  • Loan Against Property
Housing loans are processed within 15 working days of completing the documentation as required by ABHFL.
You may prepay your housing loan before your home loan tenure is completed. Please note that there may be some prepayment charges on home.
A home loan provisional certificate is your home loan account given by your lender. Home loan provisional statement is a summary of the principal amount and interest repaid by you towards your house loan for the given financial year.

You can apply for our housing loans through various options:

  • Download the home loan application form from our website
  • Submit the duly filled form to your nearest branch
  • Pay home loan processing fee
  • Submit the duly filled form to your nearest branch
  • Get home loan approval
There is no minimum amount of housing loan. The minimum amount is subject to changes as per internal policies and guidelines of ABHFL.

Given below are some of the crucial factors that determine your home loan eligibility:

  • Income of all applicants.
  • Age of the primary applicant
  • Other income, existing EMIs
  • Stability and continuity of the primary applicant’s occupation
  • Repayment Capacity
  • Credit Score

Dr. Financewala home loan application procedure is simple. Given below is a guide to home loan application process-
Step 1: Home Loan Application
Step 2: Loan Document Submission
Step 3: Legal & Technical Verification
Step 4: Home Loan Approval
Step 5: Home Loan Sanction
Step 6: Home Loan Disbursement

Dr. Financewala offers home loan tenure as long as 30 years and maximum loan can be up to 90% of property’s cost.

No. You don’t require a guarantor for your housing loan. You will need a home loan guarantor in specific situations given below:

  • If the primary applicant has a weak financial position
  • If the applicant wants to borrow a housing loan which is more than his eligibility
  • If the applicant is earning less than the required minimum income
Taking Home loan insurance is not compulsory. It is however suggested that you may take insurance to protect yourself against any unexpected circumstances.